• A PPO plan lets you use any dentist. The Dental HMO plan requires the use of a participating dentist that has been certified by Dominion.

  • A PPO plan has annual maximum dollar limits. The Dental HMO plan does not have any maximum annual dollar limits.

  • A PPO plan covers procedures as a percentage of coverage where it might not be clear what the member’s out-of-pocket costs will be. On the Dental HMO plan there are specific copayments listed for each covered service (and no member out-of-pocket guess work).