Welcome Federal Employees & Retirees

What is the difference between a PPO Plan and Dominion’s Dental HMO plan?

  • A PPO plan lets you use any dentist. The Dental HMO Plan requires the use of a participating dentist that has been certified by Dominion.
  • A PPO plan has annual maximum dollar limits. The Dental HMO Plan does not have any maximum annual dollar limits.
  • A PPO plan covers procedures as a percentage of coverage whereas it might not be clear what the member’s out-of-pocket costs will be. On the Dental HMO Plan there are specific copayments listed for each covered service (and no member out-of-pocket guess work).